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A robo-advisor could offer the exact financial services you need and at an affordable cost. Fee-only financial advisors earn money from the fees you pay for their services. These fees may be charged as a percentage of the assets they manage for you, as an hourly rate or as a flat rate. A good place to start when deciding whether to hire a financial advisor is when you can build a considerable pool of savings based on your annual income. You may also want to consider hiring a financial advisor, however, if you receive a large inheritance or have saved a substantial amount of money that you’re ready to invest toward reaching specific financial goals.

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